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Expert Analysis

What Disparate Impact Order Means For Insurers' AI Use

A recent executive order seeking to bar disparate impact theory conveys a meaningful policy shift, but does not al... (more story)

4 Ways To Leverage A Jury's Underdog Perceptions

Counsel should consider how common factors that speak to their client's size, power, past challenges and alignment... (more story)

Why Hiring Former Jurors As Consultants Can Be Risky

The defense team's decision to hire former juror Victoria George in the high-profile retrial of Karen Read shines ... (more story)

Property More

Fla. High Court Won't Rule On Condo Insurance Dispute

The Florida Supreme Court on Thursday declined to wade into a dispute between a Miami condominium and its insurer over a claim for damage caused by Hurricane Irma, leaving in place an appellate ruling that the... (more story)

Insurer Wants Smokestack Demo Cos. To Pay For Damage

Erie Insurance is seeking to make the companies that demolished two smokestacks at a former Western Pennsylvania coal-fired power plant pay $375,000 for damage that flying dust, debris and shock waves did to a... (more story)

Golden Corral Can't Resurrect COVID-19 Coverage Case

A North Carolina federal court blocked Golden Corral's last-ditch effort at COVID-19 insurance coverage, finding that although similar policyholders scored a recent win before the state's supreme court, that v... (more story)

Insurance Litigation Week In Review

The California Department of Insurance approved State Farm's request for an emergency rate increase, the Delaware Supreme Court heard arguments concerning coverage for 3M's defense costs payments in multidistr... (more story)

Securities Atty Talks Carrier IPOs In Uncertain Market

A selective thawing in the market could provide an opening to go public for insurance companies that aren't as directly affected by tariffs as companies in other industries, as demonstrated by two initial publ... (more story)

NC Furniture Maker Gets Pretrial Win On Helene Coverage

A federal judge gave a North Carolina furniture manufacturer a pretrial win in its suit seeking Hurricane Helene coverage from Fireman's Fund Insurance Co., ruling that the policy at issue had an exclusion for... (more story)

Insurer Ends Case Blaming Panda Express For Water Leak

An insurance company on Wednesday dropped its case seeking more than $176,000 from Panda Express Inc. for damages allegedly caused when grease-filled pipes at one of the chain's restaurants backed up and leake... (more story)

Idaho Murderer's Family Can't Get Coverage, Judge Says

The wealthy mining family of a mentally ill man who murdered and allegedly ate his victim's genitalia was denied insurance coverage for underlying litigation brought by the decedent's survivors when an Idaho f... (more story)

Senators Grill Allstate, State Farm Heads On Disaster Claims

Officials from Allstate and State Farm defended their claims-handling procedures for natural disasters before a U.S. Senate committee Tuesday amid testimony that the two major homeowners insurers routinely alt... (more story)

State Farm's Emergency Rate Hike Request Approved In Calif.

California Insurance Commissioner Ricardo Lara announced Tuesday that he had adopted a judge's recommendation to approve State Farm General Insurance Co.'s request for an emergency rate increase for property i... (more story)

General Liability More

Mich. Court Orders Redo Of Motorist's Insurance Award

A judge erroneously factored in a semi-paralyzed man's future care in allotting him the bulk of an insurance payout, a Michigan state appeals court said, partially reversing the decision at the request of two ... (more story)

Why Boy Scout Releases Were OK Despite Failing Purdue Test

The Third Circuit's rejection of challenges to third-party releases in the Boy Scouts of America's Chapter 11 plan may appear at odds with the U.S. Supreme Court's Purdue decision last year, but the panel said... (more story)

3M Payment Satisfied Policy Requirements, Del. Justices Told

An attorney for 3M and its subsidiary Aearo Technologies argued that the parent company's payment of defense costs in multidistrict litigation over combat earplugs satisfied the self-insured retention of the s... (more story)

Builder Says Zurich Owes $2.6M For Bronx School Damage

A contractor said a Zurich unit owes it at least $2.6 million for costs incurred after a construction site collapse at a Bronx school, telling a New York federal court the insurer failed to timely adjust its c... (more story)

Murder Is Not Assault, Drywall Co. Says In Indemnification Bid

A drywall company told a Texas federal judge that Knight Specialty Insurance Co. cannot use an assault and battery exclusion to escape its obligation to defend the company after one of its employees murdered a... (more story)

United Health Inks $9.3M Deal In Cancer Treatment Denial Suit

United Healthcare has agreed to pay up to $9.3 million to end a proposed class action alleging it refused to cover a proton beam cancer radiation treatment by incorrectly deeming the therapy experimental, acco... (more story)

Broker Wants To Trim Chipwich Maker's $4.5M Recall Suit

An insurance broker asked a Connecticut state court to trim a suit seeking $4.5 million for losses that the maker of Chipwich ice cream sandwiches alleges it incurred because of insufficient product recall cov... (more story)

W.Va. Justices Say UIM Coverage Needn't Always Be Offered

West Virginia does not require commercial auto insurers to offer underinsured motorist, or UIM, coverage for all vehicles they insure, the West Virginia Supreme Court of Appeals ruled, answering a question fro... (more story)

Insurers Urge 1st Circ. To Undo Oil Co. Coverage Ruling

Insurers for a heating oil company asked the First Circuit to reverse a decision forcing them to defend the company and several executives in a class action alleging damage caused by fuel containing elevated l... (more story)

10th Circ. Urged To Undo Insurers' Pollution Exclusion Win

A New Mexico property owner urged the Tenth Circuit to rethink its ruling that separate pollution exclusions in its commercial general liability policies entirely removed two insurers' duty to defend underlyin... (more story)

Specialty Lines More

NC Progressive Customers Get Class Cert. In Car Value Suit

A class of Progressive Auto Insurance customers in North Carolina suing over the company's alleged practice of making adjustments that reduced their compensation for total loss claims has been certified by a federal judge.

Insurer Blamed For Unpaid $3.2M Horse-Related Theft Deal

A show horse company that said an equestrian and his associate stole prize money, horse sale proceeds and valuable stallion semen blamed an insurer for covering protracted underlying litigation in bad faith, t... (more story)

Ex-Liberty VP Can Shield Health Info In Bias Suit, For Now

A Black former Liberty Mutual vice president and senior talent adviser got a temporary sealing order Monday in her race bias suit against the insurer, with a North Carolina magistrate judge stating that certai... (more story)

Will Justices Finally Rein In Universal Injunctions?

The U.S. Supreme Court is expected to address for the first time Thursday the propriety of universal injunctions, a tool federal judges have increasingly used to broadly halt presidential orders and policy ini... (more story)

Cadwalader Drops Data Breach Coverage Suit Against Lloyd's

Cadwalader Wickersham & Taft LLP and a Lloyd's of London syndicate it sued seeking coverage for litigation stemming from a 2022 data breach have agreed to end their dispute in North Carolina's business court w... (more story)

Broker's Insurer Wants Out Of Suit Over Bad Advice

A professional liability insurer told a Florida federal court it owes no coverage to an insurance broker accused of wrongly advising its client on a $15.9 million hurricane loss because the advice came years b... (more story)

Insurer Owed Reimbursement In Worker Injury Coverage Row

A Washington federal court on Thursday ordered a subcontractor's insurer to reimburse a general contractor's insurer for more than $280,000 after both insurers helped settle an underlying worker injury lawsuit... (more story)

9th Circ. Says Oil Co. Marine Policy Doesn't Cover $8M Award

Lloyd's underwriters don't owe coverage for an $8.1 million award to the employer of a deckhand who was injured by defective mooring at a natural gas extraction platform, the Ninth Circuit held, saying coverag... (more story)

Politics, Tech Issues Top Concerns At Chicago Risk Event

Insurance and risk professionals around the country gathered in Chicago to discuss potential perils and opportunities for the future, with talks often centering on President Donald Trump's administration, tech... (more story)

3rd Circ. Won't Review PNC's $106M No-Coverage Ruling

The Third Circuit declined Tuesday to reconsider its decision that PNC Bank isn't owed coverage for a $106 million judgment it incurred over claims that its predecessor mismanaged funeral trust accounts.